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Join over 400 families we have helped through this program and own your own home sooner than you thought possible.

Down Payment Assistance

Liberty Home Ownership is a non-profit organization that has created a program designed to help Albertans achieve the dream of owning their own home. Successfully qualify for a mortgage and Liberty will assist you with the 5% down payment – all you have to contribute is just $1,500.00. Liberty can open one of the most rewarding doors of your life!

Who is Eligible?

The program works for you if:

You are able to apply and successfully qualify for mortgage approval with one of our approved lending partners.

You have permanent, steady employment & are able to contribute just $1,500 of your own funds to go towards a required 5% down payment.

You can complete our online Owner’s Education Course on responsible home ownership upon program approval.

The program may NOT be for you if:

You can’t qualify for a mortgage. Liberty helps to give you a down payment, but the mortgage approval process is exactly the same as it would be for any other purchase.

You have bad credit. With a score below 650 you may have issues being approved for a mortgage through most major lenders.

You are in consumer proposal/bankruptcy. Most major lenders will not grant mortgages to people in consumer proposal.

Questions about approval requirements? Contact our mortgage specialist partner directly for more information.

Frequently Asked Questions

View our online guide for answers to the most frequently asked questions about the program.

What Participants Say

  • As a single mother of two, I never thought owning a home would be a possibility. Every step of the way I felt comfortable purchasing with Liberty, and couldn’t be happier with my new place. Thank you Liberty team!

    MIRANDA L.
  • Liberty Homeownership made owning a home for me and my family possible. We like our condo very much and recommend the program to everyone.

    RANIE G.
  • Thank you Liberty for getting me into my new Townhome in Cornerstone! You guys have made home ownership real for me and my family. Truly thank you, thank you, thank you!

    BEVERLY W.

Join the over 400 families we have helped through this program and own your own home sooner than you thought possible!