How This Works

The following criteria is required to take part in the program of which our clients must meet the following criteria:

01
Individuals

Personal income less than $83,000 for a single individual.

02
Families Without Dependant Children

Household income less than $93,000 per annum for couples with no dependent children living in the home.

03
Families With Dependant Children

Household income less than $103,000 per annum for couples with dependent children living in the home.

04
Mortgage Qualification

Customer can qualify for a mortgage and put $1,500 of their own money towards the down payment of their home

05
Your One and Only

Your Liberty home will be your permanent sole residence.

06
Your Assets

Your current assets are less than $100,000.00 (excluding primary vehicle, RESP, RRSP & pension).

Join the over 300 families we have helped through this program and own your own home sooner than you thought possible.

The process is quite simple and can be broken down into four easy steps:

1) Easy Registration

This is the first step on your journey through the Liberty program and likely will only take you couple of minutes. You provide us with your basic information such as: name, date of birth, employment status, current address, family situation, household income, desired quadrant of the city to live in. From there, you have access to step 2.

2) Home Owner Education

Liberty wants to make sure you are given the right information to make the transition to becoming a homeowner as smooth as possible. We provide you with resources that illustrate vital components of homeownership, such as: how to make a budget, how to maintain a good credit rating, how to properly maintain your home, and much more. You will then have access to 3 exams that will confirm the new knowledge provided to you. Upon successful completion of the test, we will provide you with an electronic certificate of achievement acknowledging your preparedness to become a homeowner.

3) Mortgage Pre-Approval

You’re almost there on your journey to becoming a homeowner. Once you have your mortgage pre-approval in hand, you will be able to review Liberty’s available inventory and choose a home the suits your needs. Liberty will automatically pair you up with one of our participating financial institution.

3) Select Housing

Once you have your mortgage pre-approval in hand, you will be able to review Liberty’s available inventory and choose a home that suits your lifestyle by visiting our corresponding builder sales centres.

You have made it! You have achieved your dream of becoming a homeowner!

GET STARTED